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Making the decision to move forward with an Invitro fertilization procedure is only the first step, among many, which you will engage in, and a big next step in that process is deciding how you will manage to finance the numerous fertility medications that will be required. Most fertility medications, as well as the procedures, are not all covered (if at all) by current health insurance plans. Here are some ways to save on fertility medications, how to find the best discounts on fertility medications for your IVF procedures, and what to expect when ordering those medications (and what to look out for!).
You Will Need Your IVF Medications Prescription to Start
First, you need to make sure you have your prescription from your doctor in hand. Reputable fertility medication companies, especially the online fertility medication companies, will not dispense medications without one. Once you have this, then look at the various companies out there. Are they certified and accredited? Does the medication they are selling come from European or US manufacturers? If not, steer clear. This is because a great deal of the IVF meds that come from elsewhere are of an inferior quality, and are basically generics. Generics, at least in the IVF drug business are the least effective compared to name brand IVF meds.
Speak with Your Insurance Company About Your IVF Meds
After you’ve located a company that carries the IVF meds that you will need, it is time to call your insurance company. To date, there are at least 15 states whose insurance plans offer either partial or full coverage for IVF treatments. They are: Arkansas, California, Connecticut, Hawaii, Illinois, Louisiana, Maryland, Massachusetts, Montana, New Jersey, New York, Ohio, Rhode Island, Texas, and West Virginia. Most have a lifetime max of 10-25k. When you call your insurance company, here is what you need to ask:
1. What part of Invitro fertilization is covered?
2. Is each cycle covered, or just part?
3. Which medications (according to your prescription) will be covered?
4. What is the best process for being reimbursed after purchase of the IVF drugs?
5. Is there a lifetime maximum for such care (if it is offered?).
6. Is there additional paperwork that you will need to fill out and send back?
If your insurance company will not cover any or all of the expense, then it becomes even more important to find an online fertility medications supplier that will absolutely offer you the best price, without compromising quality of the product.
Discounts on IVF Drugs, What to Look For
When trying to choose one IVF Med supplier, especially an online fertility med company, keep in mind a few things. First, how are the drugs being shipped? Many of the fertility meds that you will need have to be refrigerated. If the company can’t ship them chilled, or guarantee that they will arrive in viable form, why deal with them? Secondly, what sort of discount do they offer for using various forms of payment? Many IVF companies will only work through credit cards, and offer little more than the manufacturers discounts. The best discount fertility medications companies online right now, not only offer credit card options, but also offer bank transfer discounts (some up to nearly 3%). IVF Prescriptions, for example, pays all of the transfer banking fees, saving you on top of the already 50% off retail. Considering all of the expense that will accumulate over the course of your IVF treatments, finding a trusted fertility med supplier is crucial.
IVF Prescriptions is dedicated to providing you with the best service and the lowest price for your online fertility meds, with different divisions of specialty drugs, from lifesaving medications to life-giving fertility drugs. IVF Prescriptions and its affiliates are IVF medications specialists and have been for more than 20 years.
IVF Prescriptions pays for your bank fee. Call for more information 866-989-0078.
ivfprescriptions.com
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